A hidden utility token looks set for 100x run before mid 2026, while XRP is HODL for another year

[https://invezz.com/wp-content/uploads/2025/09/19.6.png] Analysts are telling XRP investors to be patient and “hold for another year” as the cryptocurrency deals with legal issues and an ecosystem that is slowly growing up. Conservative investors may like XRP’s steady rise, but those who are looking forward are more interested in a new DeFi project that has a lot more potential for growth. Mutuum Finance (MUTM) is discreetly establishing itself as a high-growth alternative, aimed to generate a 100x run by mid-2026 via genuine utility, superior risk management, and a presale-driven surge. MUTUUM FINANCE (MUTM): REDEFINING DEFI UTILITY Mutuum financial (MUTM) is a decentralized financial platform that aims to create a stablecoin environment with low risk, a safe way to lend and borrow money, and a long-lasting token economy. Its stablecoin architecture lets certified issuers produce coins up to a certain amount, while governance-driven interest rate changes maintain the $1 peg. Arbitrage mechanisms across several trading channels and automatic liquidation regulations make sure that everyone can pay their bills and keep the platform stable. This protects users and maintains the platform’s reputation. Layer-2 integration will…